bad effect of technology to children Essays

bad effect of technology to children Essays bad effect of technology to children Essay bad effect of technology to children Essay Technology Assurance Student Research Paper Contest Computer technology is embedded in our Western society in a way that the majority of people seem to forget that it is a relatively new development. The mainstream of this society has quickly adopted computer technology as part of their daily life, and in doing so openened up to all the possibilities this technology has to offer. The ever growing group of elderly people (age 60 and older) in our society, which will grow from being 20 per cent of the population in developed countries to being 32 per cent y 2050 [1], seems to have been forgotten in this matter. With this growth and the fact that we all grow older in mind, the opportunities that computer technology could give this group should be considered. The ongoing advance of technology suggests that younger peoples experience with computers will not be a curcial advantage when they grow older. It is not hard to imagine that, looking at a random website or imput devices such as the mouse and keyboard, elderly people might have trouble in using them. Heller et al. 2] say about aging: As people grow older, their abilities change. This change inludes a decline in cognitive, physical and sensory functions, each of which will decline at different rates relative to one another for each individual. This makes it hard to define the elderly as one consistent group, and presents a challenge for designers of computer technology. Facing this challenge, however, can ultimately provide benefits for both elderly people and the society. I have chosen to write this essay about computer technology and elderly people ecause, as a student in Information Science, I have the opinion that it does not get enough attention from Information Science students. It is a subject that offers great potential in helping people in a all sorts of ways with and trough the use of computers, therefore standing out against the business-focused majority of research subjects in Information Science. This paper will describe the effects of computer technology on elderly people, and give an outline of possibilities in this area. First age-related changes and their effects on computer use 2 by elderly people will be described.

Definition and Examples of Estuary English

Definition and Examples of Estuary English Estuary English is a contemporary variety of British English: a mixture of non-regional and southeastern English pronunciation, grammar, and vocabulary, which is thought to have originated around the banks of the River Thames and its estuary. Also known as  Cockneyfied RP and Nonstandard Southern English. In some of its features (but not all), Estuary English is related to the traditional Cockney dialect and accent  spoken by people living in the East End of London. The term Estuary English was  introduced by British linguist David Rosewarne in 1984. Examples and Observations Emma Houghton[Paul] Coggle [lecturer in modern languages at the University of Kent] predicts that Estuary English (think Jonathan Ross) will eventually take over from RP. Estuary already predominates in the South East and has apparently spread as far north as Hull.John CraceNot so long ago some academics argued that estuary English (or non-standard southern English, as linguistics experts prefer to call it) was, thanks to TV shows such as EastEnders, slowly taking over the whole country and that some northern accentsparticularly Glaswegianwere being diluted. But [Jonnie] Robinson [curator of English accents and dialects at the British Library] points out that this latest version of the imperialist south has turned out to be a false alarm.There is no doubt the London dialect we have come to call estuary has spread out across the south-east, he says, but research has shown that northern accents and dialects have withstood its spread. Characteristics of Estuary English Linda ThomasFeatures of Estuary English include the glottalisation (replacing t with a glottal stop, as in butter pronounced as buh-uh), pronunciation of th as f or v as in mouth pronounced as mouf and mother pronounced as muvver, the use of multiple negation, as in I aint never done nothing, and the use of the non-standard them books instead of those books.Louise Mullany and Peter StockwellOne popular explanation for the development of Estuary English put forward by linguists including David Crystal (1995) is that RP is going through a process of casualisation at the same time as Cockney speakers are experiencing social mobility and thus moving away from the most stigmatized variety.Estuary English is seen by sociolinguists as evidence that a process known as dialect leveling is taking place, as certain features from this southeast variety have been witnessed spreading across the country...From a grammatical perspective, Estuary English speakers will omit the -ly adverbial ending as in Youre moving too quick . . .. There is also usage of what is known as the confrontational tag question (a construction added to a statement) such as I told you that already didnt I. The Queens English Susie DentJonathan Harrington, Professor of Phonetics at the University of Munich, conducted a thorough acoustic analysis of the Queens Christmas broadcasts, and concluded that Estuary English, a term coined in the 1980s to describe the spread of Londons regional pronunciation features to counties adjoining the river, might well have had an influence on Her Majestys vowels. In 1952 she would have been heard referring to thet men in the bleck het. Now it would be that man in the black hat, the article notes. Similarly, she would have spoken of . . . hame rather than home. In the 1950s she would have been lorst, but by the 1970s lost.

Executive Summary of Cyber Crime Task Force Plan Research Paper

Executive Summary of Cyber Crime Task Force Plan - Research Paper Example St. Luis just like any other organization has in the last decade faced huge challenges that relate to its online data. The changing trends incorporate defenses which counter several web crimes. These also include various changes in the development of high level software interfaces that are capable of defining notable developments in commercial web servers. Cyber security is a process that is carried out to protect computer systems from attacks, including protecting data from unauthorized access, use, transfer, disclosure or modification and this could either be intentional or accidental. Cyber attack takes several forms, notably from an internal network, public systems but the research done by Rogers, (2001) indicate that major cybercrimes are related to the use of internet. The scope of cyber crime is wide and businesses are repeatedly faced by attacks, making them victims of various kinds of security threats. In many countries, cyber crime has been criminalized and though computers are widely used to commit cyber crimes, governments have a responsibility to protect individuals and property against cyber threats, Gordon et al, (2006). According to Babu et al, (2004) unauthorized access to authenticated information has more than doubled in the last decade, estimates stating that from 2004 to 2011, break-ins have risen by over 150%. The greatest cyber crime threats that St. Louis County is currently facing Various research statistics indicate that St. Louis County reported huge capital losses which are attributed to attack on its major databases and subsequently leading to mass loss of data. Ideally, the changing provisions which are significantly based on application of IT platforms also explain that structural formation hugely contributes to cybercrimes. Ideally, IT platform also extinguishes transactions and processes that are adequately managed through a set of interfaces which are based on aided technologies that theoretically exhibit changing trends within the societal perspectives. The application of cyber crime prevention framework according to Rapaille (2007 is indicatively based on set of cultured codes that broadly classify the operational characteristics of the technological inference associated with web crime technologies. The analytical application is measured using a series of forecasts and merged technologies (Weil, 2008) which are based on diverse business values. The external factors through which cyber crime functionalities are measured explain three consequential architectural frameworks of the web crime technology. Derivatives of distributive building blocks/models that exhibit low level deployment perspectives User projections and implementation forecasts as a system model establishment base. (O’Reilly, 2005) Web redesign aspirations with sustainable business model establishments. The user profiles and software management developments that are based on elastic business models create the terminological relevance of the technology Which three types of cyber crime will be the top priorities for the task f The technological implementation of cyber crime control technology and its mainstream global relevance has been managed by changing trends within the competitive global markets (David, 2008). This is illustrated by the operational compatibility of its systemic units with enhanced technological preference among its

Exam questions Essay Example | Topics and Well Written Essays - 1250 words

Exam questions - Essay Example Each division in the larger firm is responsible for the maximisation of its profits and production. The central office overlooks the other divisions with the primary responsibility for formulating the overall strategy for the entire business but not directly controlling the operations at the divisional levels. Large firms have adopted the M-form as opposed to the traditional Unitary structure (U-form) in which the operations of the business are centrally managed with no independence given to any sub-division. While Chandler’s multidivisional form advocates for growth through diversification across industries, markets and products, Williamson’s M-form does not make any reference to diversification. The multidivisional form explained by Chandler supports the delegation of complete power and authority to the divisions while that of Williamson is for the retention of control by the management at the major company. The advantage of the M-form over other divisional structures is based on its ability to combine the economies of scale and different brand benefits of a large collection while maintaining the operational flexibility. It provides the central optimisation level within a company (Besanko, 2010). Unlike other divisional structures, the M-form solves the dilemma of the differences observable in profit maximisation strategies, business needs, and output across the divisions when organisations grow to be too large. Each group, with its independence and flexibility, can be kept in the centralised profit maximisation expectation. Williamson proposes a perfect coordination between the general direction of the business and the daily operations of the divisions under the M-form structure. However, there lies a limitation on the wide adoption of the M-form that arises from Williamson’s requirements for this divisional structure. The largest

Inspector Goole Essay Example for Free

Inspector Goole Essay Inspector Goole behaves in a very blunt way. He doesnt waist any time he just gets straight to the point. He has an amazing way of not even having to say anything or ask everyone will just blurt out the answer to him. To do this he uses direct questions. This puts people of balance and they tell all. He also can tell things from the facial expressions. The Inspector uses a really interesting technique with the photograph of Eva Smith. He will only show one person at a time, he doesnt show them all at once. However, while reading the script many of us were thinking is this really a photo of the same girl? Or is it even a photograph. Inspector Goole could really be using a dramatic device to show the Birlings and make them look at themselves with disgust. I think it is a bit strange that the Inspector never shows the photo to them all at once, this make me think that either it is a photo of a different girl or in fact not a photograph at all. I think that this was not a photograph the inspector was showing but a mirror. To make them look closely at them selves, exam themselves with disgust and hatred. When they look in the mirror maybe they dont only see themselves, they could see everything they have done in a quick glimpse, maybe they see Eva Smiths face, staring back at them crying in pain and agony. I think the mirror is a good theory. This would explain why each one of them had a different reaction to the photograph. As they are really seeing themselves and are each reacting with more or less awareness of what they have done. The inspector is not there to destroy their lives. He does not want to ruin them he just wants them to realize what they are doing and change it before it too late. He has a sort of sympathy towards Sheila the youngest child. He does not want to destroy her and make her think that it was all her fault, he just wants to help her And if she leaves us now and doesnt hear anymore then she will fear she is entirely to blame. The inspector doesnt want her to feel any blame on Evas death, he just wants her to realize she had an impact on Eva Smiths death, so that she can teach herself respect towards others. Inspector Goole only seems off hand with Mr. and Mrs. Birling. It is as if he wants them to set a good example to their children and change the way they are. I think the inspector does feel sympathy towards the children as he realizes they are only like this as this is how their parents brought them up. There is no possible way that you can take advantage of Inspector Goole.  He knows exactly what he is doing. He talks about Eva Smith/ Daisy Renton quite kind and sympathetic, showing that he has affection for her.  The Inspector appears to be really successful. The way that he squeezes information out of people, hardly having to say a word himself. He has a way that he will just make them feel so bad about themselves that they spill out all the information. Also, he keeps on coming back to the point he has asked until he has squeezed all the information he possibly could out. So, the inspector does appear to be successful with getting information out about the death. However, is this really what he is trying to be successful with? If he is trying to make them realize what they have done was he successful? I think that on some members of the family they really did realize what they had done. Shelia, for example, she felt really bad about what she had done and so did Eric. So the Inspector was successful teaching them a lesson. Mr. and Mrs. Birling however, felt that they had nothing to do with the death and that they were not to blame at all. They were so stubborn they couldnt even realize they were the worst out of all of them. The Inspector was more successful with the information about Eva Smith. Although I think that the ending would have left all of them realizing what they had done, so the Inspector was successful, even if the Birlings would not admit to being in the wrong. The Inspector has a different impression and impact/effect on each one of the characters. This is due to the fact of the different characteristics of the charters, and how responsible they feel about the death.  Mr. Birling is rather annoyed with the Inspectors surprise visit, because he was celebrating his daughters engagement and feels that having an Inspector question him will ruin his chance of being on the New years Honors list. Mr. Birling also feels that the death is his problem at all and that he should have nothing to do with it. This however is entirely wrong, as he was the one that started of the chain reaction that led Eva Smith to her devastating death. Mrs. Birling reacts really stubbornly. She feels that the Inspector was rude towards her, and she too does not see why the Inspector is bringing her in to this as has far as she can see, she was not to blame at all for the death.  The Inspector has a big effect on Sheila. He claims that he often makes a great impression on the younger ones, We often do on the younger ones, they are more impressionable. Sheila is the only one who really hears what the Inspector is actually saying, and feels great sympathy and regret about what had happened. She is not to scared to admit to the Inspector that she knows she was in the wrong, no other character was brave/stronger enough to do this. The Inspectors theory about the younger ones must be correct. Gerald does not seem to have much of an effect from the Inspector. He seems quite calm about the whole situation, but then the Inspector is a bit nicer towards Gerald as he was the only one who made Eva Smith happy. Gerald leaves half way through the dinner. The biggest effect that the Inspector has on Gerald is that he breaks up their engagement by informing Sheila that Gerald had been having an affair. Gerald almost does not trust the Inspector and sees through his sneaking little ways, as later he questions people about Inspector Goole actually being an Inspector. Eric Birling, also one of the younger one, has a big effect from the Inspector. He realizes what he had done, and is angry with him self for not being able to help Eva and his baby, he also is mad with himself for stealing money from his father. He is feeling great regret about his actions. The Inspector makes Eric feel as if he killed his own child. Eric is very hurt and angry with himself.  The Inspector was trying to effect the Birlings life as he is trying to teach them a lesson about how to behave with others. He said that they have an effect on the younger ones, Sheila and Eric were the only Birlings who actually realized what they had done. The Inspector probably did change their lives. However, Mr. and Mrs. Birling did not feel any different after the Inspectors visit, as they are too stubborn to see they are in the wrong. This is quite sad as they were the main problem and they brought their children up that way, treating others badly, but they can not do a thing to change themselves.

Christ :: essays research papers

Christ: VICTORY!! "It is finished!" John 19:30. What Christ is referring to here is the accomplished salvation of the people. What that means is that when we are saved, we do not have to put out burnt sacrifices up to Him. It is no longer needed because Christ died for us, which took away the iniquities of our sin. He did this out of great love for us. This is exemplified in John 3:16 "For God so loved the world that he gave his only begotten son that who so ever belief in him shall have eternal life!". That verse is very important to us, or should be, because in a way, one could base his/her relationship with the Lord upon it. The reason is because God loved us so much that he did that for us so that is the least that we could do. In Genesis 3:15 it says that we will be punished for our sins. Yes, that is true, but God will forgive and forget them if we repent. You see this is not possible without Jesus dying for our sins. In Romans 5:6-8 it says that Christ died for all of us. Even the bad ones, ALL. This is a sign of the Victory that Christ had won a victory here. The reason is because of all of the lives that he saved and will later be saved. In Romans 5 it says that Jesus died for All Sinners! We are all sinners so his death was for all. When Jesus says that "It is finished", he can also be referring to the older predictions of Christ’s' life. There is one in particular that it might have been talking about in Isaiah. That is the one in which Isaiah talks of the life of Jesus and the crucifixion, in very short and brief detail. The suffering in which Jesus took for us lasted all through the night, and then in the morning a sword was thrusted into His side to see if he was alive. After the water poured out of His side, you can say that it is officially over. In my heart it is not completely over, just that of that era. Jesus will always live in my heart and not until the very end times is it over in my heart. When the life of Jesus was over, at the same exact time God tore the cloth in the temple from the top to the bottom. The reason it had to have been God is that no one would be capable of tearing it from the top.

Gambling research essay Essay

Gambling refers to the play of any game where there is money, or something of value at stake. There are many different forms of gambling including horse races, lotteries, casinos, scratch cards, stock market betting, and even more recently internet gambling. Although these games are meant for recreational use, the thrill of gambling causes some people to become so involved in it that they become dependent on gambling. The effects of gambling can cause damage psychologically, be very harmful to one’s social life and can also cause many physical damages. Gambling addiction and pathological gambling is not always seen as dangerous as other addictions like substance abuse but it can in fact be a very damaging addiction to many aspects of life and should be considered a major health problem. Not everyone who gambles has a gambling addiction or even has the capability of being addicted to gambling. The majority of people who gamble do not have an addiction and simply do it for recreational purposes. But there is a small percentage of people who gamble who are considered problem gamblers or pathological gamblers. Pathological gamblers is described as, â€Å"Pathological gambling is characterized by chronic and irresistible impulses to gamble, with consequent gambling compromises and disruptions to family, personal and vocational pursuits. † (Coman, Burrows & Evans, 1997) This addiction causes the gambler to gamble very frequently, often times they will begin to make bigger and bigger bets and receiving feelings of anxiety or depression when they are not gambling. Pathological gambling can also include gambling to recover losses from previous gambling episodes, lying to family members to try and hide their habits, committing criminal acts to obtain money for gambling and relying on others to provide money to relieve them from their financial situation. This is a very serious addiction and should be considered a major health problem because it can negatively affect many serious aspects of an individual’s life. There are many different influences and gateways that can lead to gambling and even a gambling addiction. Although things like scratch cards may not seem like much of a threat to becoming an addiction, they can intrigue the thought of winning money purely by chance which is a dangerous mindset to have. Another factor that can lead to a gambling addiction is the link between the proximity from the casino and gambling participation. Living close to a casino causes much more accessibility and can add to the possibility of gaining an addiction, â€Å"additional gambling opportunities due to the presence of a casino increase the prevalence of gambling-related problems for people who live close to a casino, as compared with people who live far from one. †(Sevigny, Ladouceur, Jacques & Cantinotti, 2008)People who live closer to the casino are much more likely to just â€Å"drop by† and play a few hands rather than people who live farther and have to make an evening of it. Accessibility can have a large impact on gaining an addiction to gambling. Also, the recent popularity of poker has a huge impact on the view of gambling for younger people. Poker has become very popular in our society today and is televised quite frequently showing these players not only making a living from this game of chance, but becoming millionaires. Some of these players are seen as celebrities who can cause some younger audiences to look up to them and strive to be like them. These aspects do not directly lead to a gambling problem but they can definitely help lead to one. Technology has become a large contributory factor to problem gambling. As stated earlier, accessibility can have a large impact on gaining an addiction to gambling and the technology of internet has brought accessibility of gambling to a whole new level. Gambling over the internet should be a major concern because the increase in gambling opportunities gives the potential for an increase in problem gamblers. Research evidence in other countries has clearly shown that: â€Å"where accessibility of gambling is increased there is an increase not only in the number of regular gamblers but also an increase in the number of problem gamblers. † (Griffiths, 1999) Internet gambling websites has dramatically increased this accessibility which will in turn increase the number of people gambling. Not everyone is susceptible to becoming a problem gambler, but the more people gambling, the more people who have the chance of becoming addicted. The popularity of internet gambling is on the rise with its easy accessibility and quickness. This popularity itself cannot lead to a gambling addiction but a number of the more popular poker players on television often promote different gambling websites where anyone of any age can play poker online. The websites allow someone to play in tournaments, play with friends and play with fake money or even real money. They are very appealing to people of all ages and easily accessible all the time which makes them a threat to contributing to problem gamblers and youth gambling. When someone suffers from problem gambling, it is not only that individual that is affected but their family, friends and community as well. There can be some positive aspects of gambling in terms of the social effects of gambling. Gambling can be seen as a recreation, a break from their problems of everyday life and a nice night out. Yet these positive effects only exist if gambling is done in moderation. Once gambling becomes a habit and a necessity is where the negative impacts arrive. Often, it’s those close to the pathological gambler that suffer the most. Constant gambling takes time away from family, friends and other activities. If gambling becomes a problem, it can cause loss of trust between individuals and family members which can lead to family related problems and even divorce. Generally, the social problems begin with borrowing of money to support their addiction. At this point, many friends and family may lose touch with the gambler. Being distanced from those who are closest can cause desperation which may lead to criminal activity. Pathological gambling can become so severe that they can resort to criminal activity in a last effort to support their financial needs. People are more likely to commit crime without thinking of the consequences when they are in a desperation mindset which is what can happen after a big loss due to gambling. Supporters for the spread of legalized gambling make claims about economic growth and more jobs but opponents have a strong case saying, â€Å"†¦ various forms of street crimes, such as robberies and automobile thefts, come with gambling, as well as problems with connections to organized crime†¦ The majority of Wisconsin problem gamblers in treatment that were interviewed in Thompson et al. (1999) admitted to crimes as a result of their gambling activity, primarily property crimes. † (Gazel, Rickman & Thompson, 2001) Pathological gamblers reach a point where there are no options left so they have to resort to illegal means to support themselves displaying the severity and control that a gambling addiction can have. Having a gambling addiction does not just affect someone economically or socially but it can deeply affect them psychologically. Once a pathological gambler is down money, they will make bets to try and regain that money that they have lost. Instead of cutting their losses, they get deeper into debt, preoccupying themselves with gambling, determined to win big to repay their loans and solve all their problems (Griffiths, 2001). A very dangerous way of thinking is the â€Å"what if I win† mentality. This way of thinking is especially dangerous because then they are more prone to make bigger bets with money they may not have to lose so they can receive bigger rewards. A large factor for whether someone develops this addiction has a lot to do with their personality. The type of personality someone has can have on whether or not someone develops a gambling addiction or not. Gambling is characterized by an â€Å"unrealistic optimism by the gambler† (Griffiths, 2001). For the most part people believe that optimism is a good way to live life by always seeing the positive things instead of dwelling on the negatives. Optimists are known to be less likely to suffer from depression symptoms following a stressful event and seem to have more psychological benefits when compared to pessimists. Although in terms of gambling, optimism can be counterproductive, â€Å"Optimists may be especially susceptible to maintaining illusory gambling expectations. Because of their generalized expectations for success, optimists may approach gambling with the belief that they can win. † (Gibson & Sanbonmatsu, 2004) Optimists may also have a tendency to look at the positive aspects in a situation which may prolong their gambling thinking that they will win it all back. Also, people who are risk takers are more prone to gambling addiction than someone who is more conservative. Not everyone is susceptible to becoming a pathological gambler and a great deal of the matter has to do with their personality type and how they look at different negative situations. Having a gambling addiction not only affects one’s social life but it can have a great impact on your mind and even cause physical difficulties. Pathological gamblers often suffer from stress-related disorders such as depression, insomnia, intestinal disorders and migraines. Health problems do not only occur from the gambling itself but a significant amount of people suffer problems from the withdrawal, â€Å"Rosenthal and Lesieur (1992) found that at least 65 percent of pathological gamblers reported at least one physical side-effect during withdrawal including insomnia, headaches, upset stomach, loss of appetite, physical weakness, heart racing, muscle aches, breathing difficulty and/or chills. † (Griffiths, 2001) It was also found that pathological gamblers experienced more physical withdrawal effects when attempting to stop than substance abusers who are attempting to quit. This is quite astonishing and again proves why gambling addiction is a very serious matter and should be considered just as much of a health problem as addiction to alcohol or other substances. Pathological gambling can cause great psychological damage and can cause people to do irrational things after a big loss which can sometimes even lead to suicide. Pathological gambling and suicide have been known to have a link to each other. Suicidal attempts among pathological gamblers are much more frequent than among the general public. The American Psychiatric Association did a study that with these results, â€Å"Of individuals in treatment for Pathological Gambling, 20% are reported to have attempted suicide, (American Psychiatric Association (APA))† (Penfold, Hatcher, Sullivan & Collins, 2006) For many gamblers, coping with the negative emotions relating to their issues in their life can be overwhelming. Feelings of shame, hopelessness and failure may be hard to bear which sometimes makes suicide seem like the best solution for their problems. The damage to the mental aspects is one of the reasons that make pathological gambling so dangerous. The act of gambling and casinos is a very controversial topic. There are some positive aspects to the casino and gambling that include a source of jobs and economic development. Gambling is meant to be for recreational use on occasion but it can also be very dangerous. Certain people with certain personality types and lifestyles may be prone to becoming a pathological gambler. The effects of pathological gambling can cause a lot of harm psychologically, destroy someone’s social and family life, cause physical damage to themselves which can even lead to their death. Gambling addiction may not be seen as dangerous or likely to happen as other addictions but the results from being a pathological gambler can be just as harmful as other addictions and should be considered just as much as a serious health issue as everything else. References: Griffiths, M. (1999). Gambling Technologies: Prospects for Problem Gambling. Journal of Gambling Studies, vol.15, no. 3, p. 265-283. Griffiths, M. (2001). Gambling: An Emerging Area of Concern for Health Psychologists. Journal of Psychology, vol. 6, no. 5, p. 477-479. Gibson, B. , & Sanbonmatsu, D. (2004). Optimism, Pessimism, and Gambling: The Downside of Optimism. Personality and Social Psychology Bulletin, vol. 30, no. 2, pp. 149-160. Coman, J. , Burrows, G. , & Evans, B. (1997). Stress and Anxiety as Factors in the Onset of Problem Gambling: Implications for Treatment. Stress Medicine, Vol. 13, no. 4, p. 235-244. Sevigny, S. , Ladouceur, R. , Jacques, C. , & Cantinotti, M. (2008). Links between Casino Proximity and Gambling Participation, Expenditure, and Pathology. Psychology of Addictive Behaviors, vol. 22, no. 2, p. 295-301. Penfold, A. , Hatcher, S. , Sullivan, S. , & Collins, N. (2006) Gambling Problems and Attempted Suicide. Part 1. High Prevalence amongst Hospital Admissions. International Journal of Mental Health and Addiction, vol. 4, no. 3, p. 265-272. Gazel, R. , Rickman, D. , & Thompson, W. (2001) Casino Gambling and Crime: a Panel Study of Wisconsin Counties. Managerial and Decision Economics, vol. 22, no. 1-3, p. 65-75.

Getting Started on Your Essay Essay

1 Write a thesis statement. Your thesis should state the main point you are arguing in your essay and the main supporting arguments in the order you are going to make them. It should be from one to three sentences long. 2 Write your body paragraphs. Each body paragraph should discuss one argument you made in your thesis statement in detail. You should provide evidence such as quotations from the text or the opinions of scholars and experts. You may also want to address common counter-arguments and explain why they are incorrect. 3 Write transitions between your body paragraphs. A transition between two paragraphs takes place either in the last sentence of the first paragraph or the first sentence of the second. It should make the paper flow smoothly, showing how the different points you make are connected. 4 Write a conclusion. Your conclusion should succinctly summarize the arguments you made in your essay, and relate them to broader issues. For example, if you are analyzing themes in a particular piece of fiction, you can relate those themes to the author, his contemporaries, his time period, or even modern times. This makes the essay feel more significant, since it shows how your topic fits within a wider context. 5 Write the introduction. The introduction starts off broad and narrows down to the thesis statement, which forms the end of the intro. For example, if you were talking about the Illiad, you might start talking about Classical Greek literature, then talk about Greek epics, then discuss Homer and finally discuss the Illiad. The intro sets the tone of the essay, because it gives the reader context. 6 Edit the essay for language. A formal essay should use English that is formal, but not stiff. Eliminate slang, conversational tone and idiomatic sayings. Eliminate†you† phrases like â€Å"if you think about it.† Also, eliminate I expressions like â€Å"I will show you,† or â€Å"I believe that.† If you have any doubts about whether or not your language is formal, ask your teacher. 7 Edit the essay for mechanics. Make sure that your sentences are grammatically correct and correctly punctuated. Make sure that any titles of books you refer to are underlined and that you have written citations for any references. You should have a style sheet which tells you how the teacher wants you to cite your sources. 8 If you are allowed to, have a friend or relative read your essay. Ask them to look for technical problems, illogical statements and awkward sentences. Sometimes, an outside reader will be able to catch things that the author misses. Tips & Warnings It is possible to write the introduction first, but usually it’s not the best way to go. It’s difficult to write an introduction when you haven’t completely worked out what you are introducing (i.e. what the essay is arguing). Don’t stress about the language the first time through. Get your points down and make your arguments in a style that feels right to you. Then, come back and rewrite it in more formal language. Read more: How to Write a Formal Essay | eHow.com http://www.ehow.com/how_5104375_write-formal-essay.html#ixzz2LJ5B60PX

Accounting Differences Essays - Types Of Insurance, American Brands

Accounting Differences Essays - Types Of Insurance, American Brands Accounting Differences General Comments about the Insurance Industry Insurance Companies generate revenues by selling insurance policies. These policies provide a known amount of revenue for an unknown amount of losses offsetting that revenue. This can make the matching principle difficult. Some of the potential losses can come years after the insurance policy was written and the premiums received. The liabilities for these future losses are estimated by actuaries and are subject to a certain amount of interpretation by management. The accounting for the premium revenues is reflected in written vs. earned premium. Various statutory requirements are based on written premium, which is the amount of premium booked in a given accounting period. Earned premium is generally used for recognizing revenues for financial reporting. As insurance policies are written on an annual basis or longer, the premiums (revenues) are spread over the duration of the policy period even if the potential liability exceeds the policy period. The future liability is estimated and booked against the earned premiums. Some costs, however are not matched against this revenue, primarily commissions paid to the insurance agent that sold the policy. This expense is fully recognized at the time the premium is booked. These effects can have both positive and negative implications. In an era of declining written premiums, revenue can actually increase and expenses should decrease because of the costs incurred at the time the policy was written. Very few insurance companies in the United States actually make a profit by selling insurance. The profit is generally made from the investment income earned investing the premiums they receive now, but do not expect to pay out until some point in the future. This paper examines the published financial information of Reliance Group Holdings and Travelers Property Casualty Corp for the fiscal year ending December 31, 1998 and the third quarter reports for the quarter ending September 30, 1999. The letters to the shareholders are examined as well as the financial statements and subsequent notes. An outline of the accounting principles employed by both companies is provided as well as some basic ratio analysis. Reliance Group Holdings, Inc. 1998 Annual Report Letter to Shareholders from Saul Steinberg, Chairmen and CEO and Robert Steinberg, President and Chief Operating Officer. Operating income was up slightly over 1997. Net income was a record due to proceeds from sale of asset, Commonwealth Title. Reliance grew Shareholders Equity by $1.32 billion, highest it has ever been in the history of the company. This may not be significant accomplishment if the company had sustained steady operating and earnings growth over the long run. Reliance had 18% growth in property and casualty premiums, despite continued soft pricing environment and significant catastrophic losses as well as other weather related losses. Combined ratio for 1998 102.1. Combined ratio is a measure of premiums spent to cover losses and expenses. For every dollar in premium revenues, the company spent $1.02 in expenses and losses. Employee and management ownership aligns interests of employees with that of shareholders. The Steinberg's note a successful track record of putting innovative and specialized skills to work. In the third quarter of 1999 it will be noted that several of these innovations were not as profitable as they thought they were. Note disciplined underwriting approach. Reliance National Reliance Group Holdings largest profit center offering specialized property and casualty insurance and risk management services. They broke new ground in overseas expansion and e-commerce opportunities. These e-commerce opportunities are Cybercomp, a program to offer workmen's compensation insurance over the Internet. Reliance National's international sources generated 12% of the total premium in 1998, through offices in London, China and Argentina. Reliance Insurance This is considered a middle market company, writing insurance for small and mid size companies. The Steinbergs feel this is one of the few companies offering a full range of specialized products delivered locally. This means it is underwritten through local branch offices. Reliance National business is largely underwritten centrally, in their head office in New York. Reliance Reinsurance Reinsurance offers a method of limiting exposure for the generators of insurance policies. A reinsurer will take on a portion of a risk for a portion of the premium. Reliance Reinsurance got out of several less attractive lines of business and as they did not act soon enough as significant reserve adjustments

In Quest of a Standard American Pronunciation

In Quest of a Standard American Pronunciation In Quest of a Standard American Pronunciation In Quest of a Standard American Pronunciation By Maeve Maddox American English has many regional variants, some of them more comprehensible than others. Along with spelling rules, schools once taught a standard pronunciation. The purpose was to maintain a standard speech easily understood by people in every part of the country and by non-native speakers who learn English as a second language. No one doubted that children were capable of learning the standard speech without abandoning whatever dialect they spoke at home. Now, however, a doctrine of political correctness inhibits the teaching of standard pronunciation with the result that the media has become the final arbiter. Certain pronunciations that were once considered non-standard are catching on, even when they fly in the face of rules I imagined were still being taught in the early grades. Apparently it is now possible to get out of school without learning the most basic rules for forming the plurals of nouns. I think I knew by fourth grade that the nouns life, knife, and wife form their plurals by changing the f to v and adding es. Yet I have heard an announcer on NPR use lifes as the plural of life. Ignoring the First Rule of Silent Final e (e makes the vowel say its name). I was startled to attention one day when I heard someone on the radio talking about gas-powered micro-turbans. I figured out from the context that the intended word was turbines. Another time I heard someone pronounce finite as if it would rhyme with mine it instead of pronouncing both vowels as long is. An NPR reporter once described a scene in which people were wielding staves (plural of staff). She pronounced staves as stavs. The sounds of s, sh, and zh Ive heard the word coercion /co er shun/ pronounced co er zhun, and the word resource /re sors/ pronounced rezorse. One of the most interesting drifts Ive noticed concerns the pronunciation of the noun house /hous/ and its plural houses /houz iz/. (NOTE: When the word house is used as a verb, the s is pronounced /z/.) Until fairly recently, the pronunciation of the plural houses with a soft s /hous iz/ was a nonstandard regionalism not even mentioned in the dictionary. Now, however, the pronunciation has been spread by announcers from the eastern and northern areas of the United States. (The same ones who pronounce tourist /toor ist/ as tor ist.) TV Meltdown Because actors come from different parts of the country, their pronunciations of certain words vary. I listened in fascination one evening to the actors in an episode of Numbers. The plot required them all to say the word houses numerous times. Some of them said /houz iz/ and some said /hous iz/. If I remember correctly, one actor used both pronunciations, in different sentences! Its probably time for English teachers to take a united stand for a standard pronunciation. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:25 Subordinating Conjunctions7 Tips for Writing a Film ReviewNarrative, Plot, and Story

Term paper Example | Topics and Well Written Essays - 2500 words - 2

Term Paper Example ation; thus, a speaker may mean one thing and the recipient hears something else, resulting in misunderstanding, frustration, and conflict (Grindstaff, 2011). Communication is more than just exchanging information; it involves the understanding of the emotion and intention behind the information. For communication to be effective, it must function as a two-way traffic where it involves not only conveying information, but also listening to make the other person feel heard. Other than the words used, effective communication combines a set of skills, which include; nonverbal communication, managing stress in the environment, engaged listening, assertive communication as well as the ability to understand personal emotions and the emotions of the recipient. Failure to understand the intention of communication can result in a conflict. This is because a skewed understanding of what is spoken or the intention of the communication can lead to action in a manner other than the directives of the information. Thus, to intrinsically understand communication and its aspects, this paper will analyze the subject through a focus on a film, â€Å"Romeo and Juliet, 1968† with categorical inference to the manner with which the characters in the film communicate, understand information and interpreted information from other characters. The paper will equally analyze conflict portrayed in the film owing to the nature of communication employed with a focus on interpersonal conflict, social conflict, conflict management and the psychological aspect of a conflict. Additionally, analysis of the film will help in understanding of nonverbal communication as aspects of communication. Romeo and Juliet is a British-Italian romance film produced in 1968 based on the tragic play by William Shakespeare of the same title between 1591 and 1595. The academic award winning production for the best cinematography was directed and co-written by Franco Zeffirelli and Leonard Whiting. The play begins in